SGCS Financial Group, LLC (“we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal and financial information. This Privacy Notice explains how we collect, use, store, protect, and share information when you engage our services, visit our website, or communicate with us, including via SMS/text messaging.

1. Information We Collect

We may collect the following types of personal information when you engage our services or interact with our team:

Full name, mailing address, phone number, and email address

Social Security Number or Taxpayer Identification Number

Financial records, tax documents, employment, and income information

Banking or payment information for billing and processing purposes

Copies of identification for identity verification, when required by law

Any other information you voluntarily provide to us

2. How We Use Your Information

We use your personal information strictly for legitimate business and professional purposes, including:

Preparing, reviewing, and filing tax returns

Providing bookkeeping, tax advisory, accounting, and related services

Verifying your identity and complying with legal and regulatory requirements

Communicating with you regarding your account, services, or requests

Responding to inquiries and providing client support

We do not sell, rent, or disclose your personal information for marketing purposes.

3. Information Sharing

We may share your personal information only under the following circumstances:

With your written or electronic consent

With trusted employees, contractors, or service providers who require the information to perform services on our behalf

With tax authorities (including the IRS and applicable state agencies) as required for filing, compliance, or representation

When required by law, court order, or government regulation

All third parties with whom we share personal information are contractually obligated to maintain confidentiality and comply with applicable privacy laws.

4. SMS/Text Messaging

If you opt in to receive SMS or text messages from SGCS Financial Group, LLC, we may use your mobile phone number to send service-related communications, including but not limited to:

Appointment reminders

Requests for documents or signatures

Account updates, deadlines, or service notifications

Message frequency may vary. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP.

SMS consent is not shared with third parties or affiliates.

Your mobile number and SMS opt-in information are used solely for communication directly related to our services.

5. Data Security

We implement appropriate administrative, technical, and physical safeguards to protect your personal information from unauthorized access, misuse, or disclosure. These safeguards include secure client portals, encryption, restricted access controls, and internal confidentiality procedures.

6. Your Rights

You have the right to:

Access the personal information we maintain about you

Request corrections or updates to your information

Withdraw consent where applicable

Inquire about how your information is used

Requests may be submitted in writing by emailing Info@sgcsfinancialgroup.com.

7. Retention of Data

We retain client records and personal information for a minimum of four (4) years, or longer if required by applicable law, regulatory rules, or professional guidelines. After the retention period, records are securely deleted or destroyed.

8. Policy Accessibility

This Privacy Notice is easily accessible and prominently displayed:

On our website at www.sgcsfinancialgroup.com/privacynotice

Near consent language on all web forms where personal information or SMS consent is collected

Via a link in the footer of each page of our website

Additional legal terms and notices are available at:
www.sgcsfinancialgroup.com/legalnotice

9. Updates to This Notice

We may update this Privacy Notice from time to time. Any changes will be posted on our website and will become effective upon posting, unless otherwise required by law.

Effective Date: 1/1/2021